PTPTN is a special fund established under the auspices of the Ministry of Higher Education with the objective of offering educational loans to all eligible Malaysian students pursuing their tertiary studies at selected institutions of higher learning in the country. This loan will enable students to fully or partially pay their fees and their subsistence for the duration of their study. The scope of the PTPTN education loan facility is open to students pursuing studies at the diploma, first degree, master, doctorate and professional courses levels in IPTs established:
Universities and Universities Colleges
Institut Teknologi MARA
Private Higher Education
Citizen of Malaysia.
Not exceeding 45 years of age at date of application.
Pursuing full time degree at MQC Malaysia Campus.
Must meet MQC entry requirements.
Remaining period of study at the time of application should not be less than one (1) year.
Has no other sponsor(s);
Has been offered a place at MQC.
Application is valid through the following address https://www.ptptn.gov.my/.
Application is based on the date determined by MQC.
The applicant should have an individual saving account with bank determined by MQC, such as SSPNi and CIMB account.
Parents of MQC students or student of MQC (for the postgraduate programmes ), who are members and contribute to the Employees Provident Fund (EPF) are able to withdraw from their savings Account 2 for payment of education fees for higher learning education (MQC Malaysia Campus) or abroad.
The applicant must not reach the age of 55 on the date of application and has savings in Account 2.
Payment for tuition fees can be made directly to MQC's account or as a reimbursement into the member's EPF recognised bank account.
Study Programmes
Members or members' children are registered to undertake the undergraduate or postgraduate programme at MQC Malaysia Campus.
Withdrawal categories
a. To finance members' tuition fees or settle outstanding education loan e.g. PTPTN.
b. To settle children's tuition fees.
Tuition Fees
All charges imposed by the higher learning institution, including hostel and accommodation fees, and a one way flight ticket for students registering for the first year of their course
Frequency of Withdrawal
Members may withdraw at every semester or academic year to pay for the tuition fees
Mode of Payment
a. Payment in Malaysia - The payment will be credited directly into member's bank account, which should be active and in the list panel banks, recognised by EPF. The list can be available on
http://www.kwsp.gov.my/portal/en/web/kwsp/member/education-withdrawal/bank-name-list-for-payment-of-epf-panel-direct-crediting-into-member-account
b. Payment to Foreign countries - The payment will be made using the Foreign Bank Draft.
Supporting documents from MQC
a. Student Verification Letter
b. Letter of Approval on the course from the Ministry of Education
PTPK is an agency that offers loan financing to students continuing their studies at either public or private TVET institutions.
Students need to register and start training with Training Center/Training Provider registered with PTPK.
Students apply for a loan through the Training Center/Training Provider online.
Wait for the approval of the application.
Offer letter will be issued.
Students are asked to submit documents as well as a copy of the Perjanjian Pembiayaan Latihan Kemahiran.
Review the submitted Perjanjian Pembiayaan Latihan Kemahiran document.
The training fee will be paid directly to the Training Center/Training Provider while the Living Allowance is channeled directly to the student.